“Money is all around me”
In my Dec. 16 column, “What makes a successful investor,” I wrote that it takes discipline to be a successful investor. Now, I’d like to add another attribute to becoming a successful investor: you need to be alert to trends. When I lived in
When you owe money, who do you pay off first?
A few readers have asked some very good, specific debt-related questions — particularly who should be paid off first and who should be paid off last. Before we get into it, getting out of debt is an art, as compared to getting in debt being a
Financial advice I got when I was 13 and the advice I never got
“Money, pardon the expression, is like manure. It’s not worth a thing unless it’s spread around, encouraging young things to grow.” This was the first piece of financial advice I remember. I admit that this sage advice
“Fight Club” has now reached cruising altitude
A banner should be hung on the steps of the Capitol Building that states, “Welcome to Fight Club”. This movie — although too violent for me to enjoy on a full stomach — has some lessons for our
Think you are in the clear because you are not rich? Think again!
The 2 percent pay cut you are about to see on your first paycheck of 2013, is something you did not see coming because Congress and President Obama have been distracting you with their political sideshow.
To contribute to an IRA, or a Roth IRA, or both?
I was recently asked what else can be done when your employer does not offer a retirement plan and you are already contributing the maximum to your Roth IRA. First of all, I want to say
What’s the difference between 401(k) and 403(b)?
A 401(k) or a 403(b) are not just for your old age. Several readers have asked me to explain these two types of retirement plans. A 401(k) is simply a retirement account sponsored by a for-profit
What makes a successful investor?
I was talking to a friend the other day who asked me what I thought made a good investor. My response was immediate: “Discipline is the key attribute to being a good — a.k.a. successful –
Fiscal speed bump versus fiscal cliff
Sooner versus later we are going to hit what I call the Fiscal Speed Bump. Now the politicians and the talking heads are alerting us between commercials that congress is broken and it cannot agree
Who gets a gift & how to avoid financial suicide
Welcome to the season where the sanest amongst us lose their minds and overspend themselves into March of the following year. Here are some of my personal gift giving tips that keep me sane, organized, within
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